What is the property tax rate in Stewart County?

Stewart County's combined tax rate is 2.518%, applied to 40% of fair market value. This ranks #102 of 159 Georgia counties. The median Stewart County homeowner pays $994 per year in property tax (Census ACS), after exemptions, on a median home of $65,100.

What is the deadline to appeal my Stewart County property tax assessment?

Georgia law sets the appeal deadline at 45 days from the date of the assessment notice. The clock starts from the date printed on the notice, not when you receive it. Confirm with your county before you file. In rural counties, mail delivery can be slower, so check the assessor's website or call to confirm your notice date.

Is it worth appealing my property tax in Stewart County?

A 10% reduction on Stewart's median home ($65,100) saves $65/year, or $195 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions). Even at a below-average rate, a reduction can keep saving you money for up to three years under the 299c freeze, subject to the statutory exceptions.

How do Stewart County taxes compare to Chattahoochee County?

The median Stewart County annual tax bill of $994 (Census ACS) is $138 higher than neighboring Chattahoochee County ($856). If you live near the county line, compare your assessed value per square foot to similar homes in Chattahoochee for appeal evidence.

How much of my income goes to property taxes in Stewart County?

At the median, Stewart County homeowners pay 2.99% of their household income ($33,250/year) in property taxes. That is a significant burden - a successful appeal directly increases your take-home.

What if I cannot find comparable sales in Stewart County?

With 2,105 housing units and a median value of $65,100, Stewart County has limited comparable sales data. Homes range from $21,515 to $203,960. Expand your search to neighboring Chattahoochee, Marion and look for homes with similar square footage and condition.

What form do I need to file a Stewart County appeal?

The PT-311A form from the Georgia Department of Revenue. You can file online, by mail (certified mail recommended), or in person at the Stewart County Board of Assessors.

Can my property tax go up if I appeal?

Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.

Appeal Your Stewart County Property Tax Assessment (2026 Guide)

By AppealAlly Team · Published March 30, 2026

Should you appeal your Stewart County property tax? Median bill: $994/year. About $65/year if your value is cut 10% (estimate). Step-by-step guide with assessor contact and evidence tips.

Key Takeaways

Appeal deadline: Georgia law sets it at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.Potential savings: A 10% reduction saves ~$65/year, or ~$195 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions).Median home value: $65,100.Tax burden: 2.99% of median household income.Free to file: the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal.

Stewart County Appeal Quick Facts

Appeal Deadline: Georgia law sets it at 45 days from the date of the assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Appeal Form: PT-311A
Assessor Phone: 229-838-4902
Median Home Value: $65,100 (#159 of 159 GA counties)
Median Annual Tax Bill: $994 (Census ACS 2024) (#137 of 159)
Potential Savings (10% reduction): $66/year, or $198 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions)

Is your Stewart County property tax assessment too high?

The median Stewart County homeowner pays $994/year in property taxes (Census ACS 2024), consuming 2.99% of the median household income of $33,250. If your home is assessed above its actual market value, you are paying more than your share. Home values in Stewart County range from $21,515 (25th percentile) to $203,960 (75th percentile). If your assessed value is above what similar homes in your area are actually selling for, that is a sign of overassessment.

Stewart County's effective tax rate of 1.01% ranks #102 of 159 Georgia counties. While Stewart County home values are 61% below the statewide median of $170,200, even modest overassessments add up at a 2.518% tax rate. Check If Your Stewart County Home Is Overassessed

How does Stewart County compare to neighboring counties?

The median Stewart County homeowner pays $994/year (Census ACS 2024) - $138 more than neighboring Chattahoochee County. If you live near the county line, comparable sales from Chattahoochee County can serve as evidence in your appeal.

How do I appeal my property tax in Stewart County?

File a PT-311A with the Stewart County Board of Assessors at 1764 Broad St., Lumpkin, GA 31815. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. Confirm with your county before you file.

The deadline counts from the date printed on your notice, not from when you received it. You can file by mail (certified recommended), online, or in person. Choose the Board of Equalization (BOE) as your appeal path - it is recommended for most homeowners.

For a full walkthrough of appeal paths, evidence strategies, and hearing preparation, see our Georgia Property Tax Appeal Guide.

Stewart County Assessor Contact

Office: Stewart County Board of Assessors
Address: 1764 Broad St., Lumpkin, GA 31815
Phone: 229-838-4902
Form: PT-311A

What evidence wins a Stewart County property tax appeal?

With 2,105 housing units, Stewart County has limited comparable sales data - but the BOE panel understands this. Look for any recent sales of homes with similar square footage, lot size, and condition, even if they are several miles away.

Home values in Stewart County range from $21,515 to $203,960. If your assessed value falls outside this range, that alone may indicate overassessment. Expand your comparable search to Chattahoochee and Marion counties. The BOE panel accepts cross-county comparables when local data is limited.

How much can you save by appealing in Stewart County?

A 10% reduction on the median Stewart home ($65,100) saves $66/year. If your value is reduced, Georgia's 299c value freeze can keep you saving for up to three years, subject to the statutory exceptions: an estimated $198 in savings.

Based on a combined tax rate of 2.518%. Your actual rate may vary by tax district. Three-year figures are estimates and apply only if your value is reduced; you can then keep saving for up to three years, subject to the statutory exceptions.

At 2.99% of median household income, property taxes take a meaningful share of Stewart County household budgets. If an appeal reduces your value, you can keep saving for up to three years, subject to the statutory exceptions.

Cities in Stewart County

Richland (pop. 1,595)
Lumpkin (pop. 1,000)

Explore Neighboring Counties

Frequently Asked Questions

What is the property tax rate in Stewart County?: Stewart County's combined tax rate is 2.518%, applied to 40% of fair market value. This ranks #102 of 159 Georgia counties. The median Stewart County homeowner pays $994 per year in property tax (Census ACS), after exemptions, on a median home of $65,100.
What is the deadline to appeal my Stewart County property tax assessment?: Georgia law sets the appeal deadline at 45 days from the date of the assessment notice. The clock starts from the date printed on the notice, not when you receive it. Confirm with your county before you file. In rural counties, mail delivery can be slower, so check the assessor's website or call to confirm your notice date.
Is it worth appealing my property tax in Stewart County?: A 10% reduction on Stewart's median home ($65,100) saves $65/year, or $195 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions). Even at a below-average rate, a reduction can keep saving you money for up to three years under the 299c freeze, subject to the statutory exceptions.
How do Stewart County taxes compare to Chattahoochee County?: The median Stewart County annual tax bill of $994 (Census ACS) is $138 higher than neighboring Chattahoochee County ($856). If you live near the county line, compare your assessed value per square foot to similar homes in Chattahoochee for appeal evidence.
How much of my income goes to property taxes in Stewart County?: At the median, Stewart County homeowners pay 2.99% of their household income ($33,250/year) in property taxes. That is a significant burden - a successful appeal directly increases your take-home.
What if I cannot find comparable sales in Stewart County?: With 2,105 housing units and a median value of $65,100, Stewart County has limited comparable sales data. Homes range from $21,515 to $203,960. Expand your search to neighboring Chattahoochee, Marion and look for homes with similar square footage and condition.
What form do I need to file a Stewart County appeal?: The PT-311A form from the Georgia Department of Revenue. You can file online, by mail (certified mail recommended), or in person at the Stewart County Board of Assessors.
Can my property tax go up if I appeal?: Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.