Stillmore, GA: Is Your Property Tax Assessment Too High? (2026)
The median Stillmore homeowner pays $564/year in property taxes. That is 1.67% of median household income. See how Stillmore compares and check your savings potential.
Key Takeaways
Appeal deadline: 45 days from your assessment notice date - strictly enforced.Median home value: $39,400 in Stillmore.Median annual tax bill: $564.Tax burden: 1.67% of median household income in Stillmore.Potential savings: ~$44/year from a 10% reduction, or $132 over 3 years with the 299c freeze.Filed with: Emanuel County Board of Assessors (not the city).No risk: Georgia law guarantees your assessment cannot increase from filing an appeal.
Stillmore is a small Emanuel County city with a population under 800, where the median home value of about $39,400 is less than half the county figure. Assessments in small towns sometimes rely on county-level data that doesn't fit -- here's how to challenge yours if the numbers look wrong.
Stillmore Appeal Quick Facts
Appeal Deadline: 45 days from the date of the assessment notice
Median Home Value: $39,400 (-58% below Emanuel County median)
Estimated Annual Tax Bill: $564
Tax Burden: 1.67% of median household income
Is your Stillmore property tax assessment too high?
The median home in Stillmore is valued at $39,400, producing an estimated annual tax bill of $443 at Emanuel County's 2.816% combined rate. That means the typical Stillmore homeowner spends 1.67% of household income on property taxes alone. Stillmore has modest home values and a moderate tax burden, but every dollar counts. If the county has overestimated your home's fair market value, you are paying more than you should. The appeal process is free and carries no risk of a higher assessment. At $39,400, Stillmore home values are 58% below the Emanuel County median, 76% below Georgia's statewide median of $170,200, 87% below the national median of $318,000.
How does Stillmore compare to other Emanuel County cities?
Swainsboro leads Emanuel County in home values, but your individual assessment could still be too high regardless of where Stillmore falls in the county ranking.
What evidence matters for Stillmore appeals?
In smaller communities like Stillmore, finding comparable sales can be harder. Expand your search to other parts of Emanuel County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Emanuel County Property Tax Guide.
How much can you save in Stillmore?
Based on a combined tax rate of 2.816%. Your actual rate may vary by tax district.
A 10% reduction on the median Stillmore home ($39,400 down by $3,940) would save approximately $44 per year, or $132 over three years with the 299c value freeze.
At 1.67% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Emanuel County
Property tax appeals in Stillmore are filed with the Emanuel County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Emanuel County Board of Assessors: 101 South Main St., 3rd Floor, Swainsboro, GA 30401 | 478-237-1222 For the full appeal process and deadline details, see our Emanuel County Property Tax Guide.
Based on 2024 American Community Survey estimates and Emanuel County millage rates.
Frequently Asked Questions
Is my Stillmore property tax too high?
The median annual property tax bill in Stillmore is $564. Using Emanuel County's millage rate of 2.816%, the computed tax on the median home ($39,400) is approximately $443. If your assessed value is higher than what your home would actually sell for, you are overpaying.
Who do I contact to appeal my Stillmore property tax?
Appeals are filed with the Emanuel County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How much of my income goes to property taxes in Stillmore?
At the median, Stillmore homeowners pay 1.67% of their household income ($33,750/year) in property taxes. Reducing your assessment through an appeal lowers that share and increases your take-home.
Are Stillmore homes undervalued compared to Emanuel County?
Stillmore's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How do Stillmore property taxes compare to Swainsboro?
Swainsboro leads Emanuel County with a median home value of $109,300, compared to Stillmore's $39,400. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Stillmore property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Stillmore's median home ($39,400), the assessed value is $15,760. Multiply by Emanuel County's millage rate of 2.816% to get your annual bill. In smaller communities like Stillmore, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Stillmore?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Emanuel County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.