Morgan, GA: Is Your Property Tax Assessment Too High? (2026)
By AppealAlly Team · Published
The median Morgan homeowner pays $861/year in property taxes. That is 1.86% of median household income. See how Morgan compares and check your savings potential.
Key Takeaways
Appeal deadline: Georgia law sets it at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.Median home value: $90,200 in Morgan.Median annual tax bill: $861.Tax burden: 1.86% of median household income in Morgan.Potential savings: ~$123/year from a 10% reduction, or $369 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions).Filed with: Calhoun County Board of Assessors (not the city).Free to file: the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal.
Morgan Appeal Quick Facts
Appeal Deadline: Georgia law sets it at 45 days from the date of the assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Median Home Value: $90,200 (11% above Calhoun County median)
Median Annual Tax Bill: $861 (Census ACS 2024)
Tax Burden: 1.86% of median household income
Is your Morgan property tax assessment too high?
The median home in Morgan is valued at $90,200, and the typical homeowner pays about $861 per year in property tax (Census ACS 2024), based on Calhoun County's 3.423% combined millage applied to 40% of fair market value after exemptions. That means the typical Morgan homeowner spends 1.86% of household income on property taxes alone. If Calhoun County has overestimated your home's fair market value, you are paying more than you should. Filing is free, and the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal. At $90,200, Morgan home values are 11% above the Calhoun County median, 47% below Georgia's statewide median of $170,200, 71% below the national median of $318,000.
How does Morgan compare to other Calhoun County cities?
What evidence matters for Morgan appeals?
In smaller communities like Morgan, finding comparable sales can be harder. Expand your search to other parts of Calhoun County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Calhoun County Property Tax Guide.
How much can you save in Morgan?
Based on a combined tax rate of 3.423%. Your actual rate may vary by tax district. Three-year figures are estimates and apply only if your value is reduced; you can then keep saving for up to three years, subject to the statutory exceptions.
A 10% reduction on the median Morgan home ($90,200 down by $9,020) would save approximately $124 per year, or $372 over three years (estimated, subject to the statutory exceptions) with the 299c value freeze.
At 1.86% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Calhoun County
Property tax appeals in Morgan are filed with the Calhoun County Board of Assessors. To appeal, submit a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Calhoun County Board of Assessors: 31 Court St., Morgan, GA 39866 | 229-849-4685 For the full appeal process and deadline details, see our Calhoun County Property Tax Guide.
Based on 2024 American Community Survey estimates and Calhoun County millage rates.
Frequently Asked Questions
Is my Morgan property tax too high?
The median annual property tax bill in Morgan is $861 (Census ACS). If your assessed value is higher than what your home would actually sell for, you are paying more than that. Compare your assessed value to recent sales of comparable homes nearby.
Who do I contact to appeal my Morgan property tax?
Appeals are filed with the Calhoun County Board of Assessors, not at the city level. File a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
How much of my income goes to property taxes in Morgan?
At the median, Morgan homeowners pay 1.86% of their household income ($46,250/year) in property taxes. Reducing your assessment through an appeal lowers that share and increases your take-home.
How is my Morgan property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Morgan's median home ($90,200), the assessed value is $36,080. Multiply by Calhoun County's millage rate of 3.423% to get your annual bill. In smaller communities like Morgan, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Morgan?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Calhoun County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can my property tax go up if I appeal?
Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.