Morgan, GA: Is Your Property Tax Assessment Too High? (2026)
The median Morgan homeowner pays $861/year in property taxes. That is 1.86% of median household income. See how Morgan compares and check your savings potential.
Key Takeaways
Appeal deadline: 45 days from your assessment notice date - strictly enforced.Median home value: $90,200 in Morgan.Median annual tax bill: $861.Tax burden: 1.86% of median household income in Morgan.Potential savings: ~$123/year from a 10% reduction, or $369 over 3 years with the 299c freeze.Filed with: Calhoun County Board of Assessors (not the city).No risk: Georgia law guarantees your assessment cannot increase from filing an appeal.
Morgan is a small Calhoun County city in southwest Georgia where home values hover around $90,000 -- slightly above the county average. Even at that price point, an over-assessment can meaningfully inflate your annual tax bill.
Morgan Appeal Quick Facts
Appeal Deadline: 45 days from the date of the assessment notice
Median Home Value: $90,200 (11% above Calhoun County median)
Estimated Annual Tax Bill: $861
Tax Burden: 1.86% of median household income
Is your Morgan property tax assessment too high?
The median home in Morgan is valued at $90,200, producing an estimated annual tax bill of $1,235 at Calhoun County's 3.423% combined rate. That means the typical Morgan homeowner spends 1.86% of household income on property taxes alone. If Calhoun County has overestimated your home's fair market value, you are paying more than you should. Georgia law guarantees that filing an appeal cannot increase your assessment, so there is no risk in checking. At $90,200, Morgan home values are 11% above the Calhoun County median, 47% below Georgia's statewide median of $170,200, 71% below the national median of $318,000.
How does Morgan compare to other Calhoun County cities?
Arlington leads Calhoun County in home values, but your individual assessment could still be too high regardless of where Morgan falls in the county ranking.
What evidence matters for Morgan appeals?
In smaller communities like Morgan, finding comparable sales can be harder. Expand your search to other parts of Calhoun County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Calhoun County Property Tax Guide.
How much can you save in Morgan?
Based on a combined tax rate of 3.423%. Your actual rate may vary by tax district.
A 10% reduction on the median Morgan home ($90,200 down by $9,020) would save approximately $124 per year, or $372 over three years with the 299c value freeze.
At 1.86% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Calhoun County
Property tax appeals in Morgan are filed with the Calhoun County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Calhoun County Board of Assessors: 31 Court St., Morgan, GA 39866 | 229-849-4685 For the full appeal process and deadline details, see our Calhoun County Property Tax Guide.
Based on 2024 American Community Survey estimates and Calhoun County millage rates.
Frequently Asked Questions
Is my Morgan property tax too high?
The median annual property tax bill in Morgan is $861. Using Calhoun County's millage rate of 3.423%, the computed tax on the median home ($90,200) is approximately $1,235. If your assessed value is higher than what your home would actually sell for, you are overpaying.
Who do I contact to appeal my Morgan property tax?
Appeals are filed with the Calhoun County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How much of my income goes to property taxes in Morgan?
At the median, Morgan homeowners pay 1.86% of their household income ($46,250/year) in property taxes. Reducing your assessment through an appeal lowers that share and increases your take-home.
How do Morgan property taxes compare to Arlington?
Arlington leads Calhoun County with a median home value of $150,500, compared to Morgan's $90,200. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Morgan property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Morgan's median home ($90,200), the assessed value is $36,080. Multiply by Calhoun County's millage rate of 3.423% to get your annual bill. In smaller communities like Morgan, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Morgan?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Calhoun County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.