Graham, GA Property Tax: Rates & How to Save (2026)
Graham, GA property taxes: $550/year median. See rates, how to appeal in Appling County, and check your savings.
Key Takeaways
Median home value: $52,900 in Graham.Median annual tax bill: $550.Tax rate: Appling County's combined rate is 2.464%.Appeals filed with: Appling County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Graham is a tiny Appling County city with about 630 residents, where the median home value of roughly $53,000 falls 31% below the county figure. At that price point, even a modest over-assessment takes a disproportionate bite out of your household budget.
Property Tax Rates in Graham
Graham property taxes are assessed and collected by Appling County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Graham home:
Fair Market Value (county assessment): $52,900
Assessed Value ($52,900 x 0.40): $21,160
Tax Rate (Appling County combined rate): 2.464%
Annual Tax Bill ($21,160 x 2.464%): $521
The Census Bureau reports a median annual tax bill of $550 for Graham, which reflects all levies including county, school, and city taxes.
How Graham Compares
Graham: $52,900
Appling County: $76,700
Georgia (statewide): $170,200
Homes in Graham are valued 31% below the Appling County median. Lower values do not mean your assessment is automatically correct - overassessments happen at every price point. The median annual tax bill in Graham ($550) is 61% below Georgia's statewide median of $1,439. Home values in Appling County range from about $38,749 (25th percentile) to $201,658 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Graham Property Tax
Property tax appeals in Graham are handled by the Appling County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 2.464%. Your actual rate may vary by tax district.
A 10% reduction on the median Graham home ($52,900 down by $5,290) would save approximately $52 per year - or $156 over three years with the 299c freeze.
The median annual property tax bill in Graham is $550, based on Census ACS 2024 data. Using Appling County's millage rate of 2.464%, the computed tax on the median home ($52,900) is approximately $521.
Who do I contact to appeal my Graham property tax?
Appeals are filed with the Appling County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
Are Graham homes undervalued compared to Appling County?
Graham's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How is my Graham property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Graham's median home ($52,900), the assessed value is $21,160. Multiply by Appling County's millage rate of 2.464% to get your annual bill. In smaller communities like Graham, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Graham?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Appling County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Are property taxes lower in Graham than the Georgia average?
Graham's median annual tax bill of $550 is 61% below the statewide median of $1,439. Lower taxes do not mean your assessment is correct -- the county can still overvalue your specific property. If comparable homes in your area have sold for less than your assessed value, you have grounds to appeal.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.