Chatsworth, GA: Is Your Property Tax Assessment Too High? (2026)
The median Chatsworth homeowner pays $1,738/year in property taxes. That is 2.52% of median household income. See how Chatsworth compares and check your savings potential.
Key Takeaways
Appeal deadline: 45 days from your assessment notice date - strictly enforced.Median home value: $205,900 in Chatsworth.Median annual tax bill: $1,738.Tax burden: 2.52% of median household income in Chatsworth.Potential savings: ~$193/year from a 10% reduction, or $579 over 3 years with the 299c freeze.Filed with: Murray County Board of Assessors (not the city).No risk: Georgia law guarantees your assessment cannot increase from filing an appeal.
Chatsworth is the Murray County seat in the ridge-and-valley region of northwest Georgia, where the median home value of about $206,000 runs slightly above the county average. This guide explains how to verify your assessment and push back if it's higher than local comparable sales support.
Chatsworth Appeal Quick Facts
Appeal Deadline: 45 days from the date of the assessment notice
Median Home Value: $205,900 (14% above Murray County median)
Estimated Annual Tax Bill: $1,738
Tax Burden: 2.52% of median household income
Is your Chatsworth property tax assessment too high?
The median home in Chatsworth is valued at $205,900, producing an estimated annual tax bill of $1,937 at Murray County's 2.352% combined rate. That means the typical Chatsworth homeowner spends 2.52% of household income on property taxes alone. If Murray County has overestimated your home's fair market value, you are paying more than you should. Georgia law guarantees that filing an appeal cannot increase your assessment, so there is no risk in checking. At $205,900, Chatsworth home values are 14% above the Murray County median, 20% above Georgia's statewide median of $170,200, 35% below the national median of $318,000.
How does Chatsworth compare to other Murray County cities?
Eton leads Murray County in home values, but your individual assessment could still be too high regardless of where Chatsworth falls in the county ranking.
What evidence matters for Chatsworth appeals?
In a mid-size city like Chatsworth, you should be able to find 3-5 comparable sales within Murray County. Look for homes that sold in the last 12 months with similar square footage, age, and condition. If local sales are limited, expand your search to neighboring areas within the county. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Murray County Property Tax Guide.
How much can you save in Chatsworth?
Based on a combined tax rate of 2.352%. Your actual rate may vary by tax district.
A 10% reduction on the median Chatsworth home ($205,900 down by $20,590) would save approximately $194 per year, or $582 over three years with the 299c value freeze.
At 2.52% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Murray County
Property tax appeals in Chatsworth are filed with the Murray County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Murray County Board of Assessors: 121 North 4th Ave., Room 101, Chatsworth, GA 30705 | 706-517-1400 For the full appeal process and deadline details, see our Murray County Property Tax Guide.
Based on 2024 American Community Survey estimates and Murray County millage rates.
Frequently Asked Questions
Is my Chatsworth property tax too high?
The median annual property tax bill in Chatsworth is $1,738. Using Murray County's millage rate of 2.352%, the computed tax on the median home ($205,900) is approximately $1,937. If your assessed value is higher than what your home would actually sell for, you are overpaying.
Who do I contact to appeal my Chatsworth property tax?
Appeals are filed with the Murray County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How much of my income goes to property taxes in Chatsworth?
At the median, Chatsworth homeowners pay 2.52% of their household income ($69,058/year) in property taxes. That is a significant burden -- a successful appeal directly increases your take-home.
How do Chatsworth property taxes compare to Eton?
Eton leads Murray County with a median home value of $229,300, compared to Chatsworth's $205,900. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Chatsworth property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Chatsworth's median home ($205,900), the assessed value is $82,360. Multiply by Murray County's millage rate of 2.352% to get your annual bill. Many Chatsworth homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Chatsworth?
Yes. Even a $94 per year overcharge (from a $10,000 overvaluation at Murray County's 2.352% rate) adds up to $282 over three years with the 299c freeze. The appeal is free to file and there is no risk of your assessment increasing.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.