The median Albany homeowner pays $1,694/year in property taxes. That is 3.59% of median household income. See how Albany compares and check your savings potential.
Albany spreads along the Flint River in the heart of Southwest Georgia, a city of about 67,224 that anchors Dougherty County, home to Albany State University and a downtown shaped by the Albany Movement of the civil rights era, with an economy long tied to the surrounding pecan and farm country. Housing is among the most affordable of any sizable Georgia city, with a median home value of about $124,300, just below Dougherty County's own median of $134,400. What is not modest is the rate: Dougherty's effective property tax rate runs about 1.85 percent, among the highest in the state, so even inexpensive homes generate real tax pressure. The median Albany household earns $47,240 and puts roughly 3.6 percent of its income toward property tax, a heavier share than homeowners carry in most metro Atlanta suburbs where houses cost three times as much. Across Dougherty County, home values run from roughly $82,979 at the 25th percentile to $222,949 at the 75th, and in a market this affordable, assessment errors carry outsized weight, because a valuation set a few thousand dollars too high represents a meaningful slice of the whole house. Older housing stock and block-by-block variation in condition, with thin sales volume in some neighborhoods, make Albany a place where the assessor's number deserves a hard look rather than a shrug. Georgia sets the terms plainly: 45 days from the date printed on your annual assessment notice to file an appeal, and then the door closes.
Albany Appeal Quick Facts
The median home in Albany is valued at $124,300, and the typical homeowner pays about $1,694 per year in property tax (Census ACS 2024), based on Dougherty County's 4.623% combined millage applied to 40% of fair market value after exemptions. That means the typical Albany homeowner spends 3.59% of household income on property taxes alone. If Dougherty County has overestimated your home's fair market value, you are paying more than you should. Georgia law guarantees that filing an appeal cannot increase your assessment, so there is no risk in checking. At $124,300, Albany home values are 8% below the Dougherty County median, 26% below Georgia's statewide median of $170,200, 60% below the national median of $318,000.
Check If Your Albany Home Is Overassessed
With a population of 67,224, Albany has plenty of recent sales to draw from. The strongest evidence is 3-5 comparable sales: homes similar to yours in size, age, and condition that sold recently for less than your assessed value. Focus on per-square-foot price comparisons and adjust for differences in lot size, condition, and amenities. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Dougherty County Property Tax Guide.
Based on a combined tax rate of 4.623%. Your actual rate may vary by tax district.
A 10% reduction on the median Albany home ($124,300 down by $12,430) would save approximately $230 per year, or $690 over three years with the 299c value freeze.
At 3.59% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
Property tax appeals in Albany are filed with the Dougherty County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Dougherty County Board of Assessors: 240 Pine Ave, Albany, GA 31702 | 229-431-2130 For the full appeal process and deadline details, see our Dougherty County Property Tax Guide.
Based on 2024 American Community Survey estimates and Dougherty County millage rates.