Albany, GA Property Tax: Rates & How to Save (2026)
Albany, GA property taxes: $1,694/year median. See rates, how to appeal in Dougherty County, and check your savings.
Key Takeaways
Median home value: $124,300 in Albany.Median annual tax bill: $1,694.Tax rate: Dougherty County's combined rate is 4.623%.Appeals filed with: Dougherty County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Albany is the largest city in southwest Georgia and the Dougherty County seat, home to nearly 70,000 people. With a median home value around $124,000, taxes may seem modest compared to metro Atlanta, but an inflated assessment still hits the household budget hard.
Property Tax Rates in Albany
Albany property taxes are assessed and collected by Dougherty County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Albany home:
Fair Market Value (county assessment): $124,300
Assessed Value ($124,300 x 0.40): $49,720
Tax Rate (Dougherty County combined rate): 4.623%
Annual Tax Bill ($49,720 x 4.623%): $2,298
The Census Bureau reports a median annual tax bill of $1,694 for Albany, which reflects all levies including county, school, and city taxes.
How Albany Compares
Albany: $124,300
Dougherty County: $134,400
Georgia (statewide): $170,200
Homes in Albany are valued 8% below the Dougherty County median. The median annual tax bill in Albany ($1,694) is 17% above Georgia's statewide median of $1,439. Home values in Dougherty County range from about $82,979 (25th percentile) to $222,949 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Albany Property Tax
Property tax appeals in Albany are handled by the Dougherty County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 4.623%. Your actual rate may vary by tax district.
A 10% reduction on the median Albany home ($124,300 down by $12,430) would save approximately $230 per year - or $690 over three years with the 299c freeze.
The median annual property tax bill in Albany is $1,694, based on Census ACS 2024 data. Using Dougherty County's millage rate of 4.623%, the computed tax on the median home ($124,300) is approximately $2,298.
Who do I contact to appeal my Albany property tax?
Appeals are filed with the Dougherty County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Albany property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Albany's median home ($124,300), the assessed value is $49,720. Multiply by Dougherty County's millage rate of 4.623% to get your annual bill. In growing cities like Albany, reassessments often outpace actual market conditions -- compare your assessed value per square foot to recent closed sales within 1 mile of your home.
What evidence wins a property tax appeal in Albany?
The strongest evidence is 3-5 comparable sales -- homes similar to yours in size, age, and condition that sold recently for less than your assessed value. In Albany, there are typically enough recent sales to build a strong case. Focus on per-square-foot price comparisons and adjust for differences in lot size, condition, and amenities.
Can I appeal if I just bought my Albany home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.