Young Harris, GA Property Tax: Rates & How to Save (2026)
Young Harris, GA property taxes: $1,388/year median. See rates, how to appeal in Towns County, and check your savings.
Key Takeaways
Median home value: $295,200 in Young Harris.Median annual tax bill: $1,388.Tax rate: Towns County's combined rate is 1.074%.Appeals filed with: Towns County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Young Harris is a small Towns County city in the far north Georgia mountains, home to Young Harris College. With a median home value around $295,000 sitting slightly below the county median, it's still worth checking your assessment -- mountain-area valuations can swing widely depending on which comparables the assessor used.
Property Tax Rates in Young Harris
Young Harris property taxes are assessed and collected by Towns County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Young Harris home:
Fair Market Value (county assessment): $295,200
Assessed Value ($295,200 x 0.40): $118,080
Tax Rate (Towns County combined rate): 1.074%
Annual Tax Bill ($118,080 x 1.074%): $1,268
The Census Bureau reports a median annual tax bill of $1,388 for Young Harris, which reflects all levies including county, school, and city taxes.
How Young Harris Compares
Young Harris: $295,200
Towns County: $316,100
Georgia (statewide): $170,200
Homes in Young Harris are valued 7% below the Towns County median. The median annual tax bill in Young Harris ($1,388) is 3% below Georgia's statewide median of $1,439. Home values in Towns County range from about $199,136 (25th percentile) to $490,041 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Young Harris Property Tax
Property tax appeals in Young Harris are handled by the Towns County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 1.074%. Your actual rate may vary by tax district.
A 10% reduction on the median Young Harris home ($295,200 down by $29,520) would save approximately $127 per year - or $381 over three years with the 299c freeze.
The median annual property tax bill in Young Harris is $1,388, based on Census ACS 2024 data. Using Towns County's millage rate of 1.074%, the computed tax on the median home ($295,200) is approximately $1,268.
Who do I contact to appeal my Young Harris property tax?
Appeals are filed with the Towns County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Young Harris property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Young Harris's median home ($295,200), the assessed value is $118,080. Multiply by Towns County's millage rate of 1.074% to get your annual bill. In smaller communities like Young Harris, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Young Harris?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Towns County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can I appeal if I just bought my Young Harris home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.