Waco, GA property taxes: $1,148/year median. See rates, how to appeal in Haralson County, and check your savings.
Key Takeaways
Median home value: $158,500 in Waco.Median annual tax bill: $1,148.Tax rate: Haralson County's combined rate is 3.015%.Appeals filed with: Haralson County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Waco is a small Haralson County city where home values sit about 30% below the county median. If your assessment doesn't reflect that local pricing gap, you could be subsidizing higher-value areas elsewhere in the county.
Property Tax Rates in Waco
Waco property taxes are assessed and collected by Haralson County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Waco home:
Fair Market Value (county assessment): $158,500
Assessed Value ($158,500 x 0.40): $63,400
Tax Rate (Haralson County combined rate): 3.015%
Annual Tax Bill ($63,400 x 3.015%): $1,911
The Census Bureau reports a median annual tax bill of $1,148 for Waco, which reflects all levies including county, school, and city taxes.
How Waco Compares
Waco: $158,500
Haralson County: $227,500
Georgia (statewide): $170,200
Homes in Waco are valued 30% below the Haralson County median. Lower values do not mean your assessment is automatically correct - overassessments happen at every price point. The median annual tax bill in Waco ($1,148) is 20% below Georgia's statewide median of $1,439. Home values in Haralson County range from about $134,515 (25th percentile) to $359,451 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Waco Property Tax
Property tax appeals in Waco are handled by the Haralson County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 3.015%. Your actual rate may vary by tax district.
A 10% reduction on the median Waco home ($158,500 down by $15,850) would save approximately $191 per year - or $573 over three years with the 299c freeze.
The median annual property tax bill in Waco is $1,148, based on Census ACS 2024 data. Using Haralson County's millage rate of 3.015%, the computed tax on the median home ($158,500) is approximately $1,911.
Who do I contact to appeal my Waco property tax?
Appeals are filed with the Haralson County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
Are Waco homes undervalued compared to Haralson County?
Waco's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How is my Waco property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Waco's median home ($158,500), the assessed value is $63,400. Multiply by Haralson County's millage rate of 3.015% to get your annual bill. In smaller communities like Waco, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Waco?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Haralson County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can I appeal if I just bought my Waco home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.