The median Springfield homeowner pays $1,734/year in property taxes. That is 2.75% of median household income. See how Springfield compares and check your savings potential.
Springfield serves as the seat of Effingham County, one of Georgia's eight original counties, a small courthouse town about 25 miles north of Savannah in a county whose roots reach back to the Salzburger settlers of colonial Georgia at nearby Ebenezer. For most of its history it stayed tiny, and it still counts only about 2,974 residents, but Effingham has become one of coastal Georgia's growth counties as Savannah's port economy pushes households inland. The housing math tells that story. The typical Springfield home is worth about $196,000, a full 29 percent below the Effingham County median of $276,000, because most new construction is happening in the suburbanizing south end of the county near the Chatham line. Effingham's home values sit near $188,202 at the 25th percentile and $374,881 at the 75th. The county's effective property tax rate is around 1 percent, and against a median household income of $62,957, the typical Springfield homeowner spends about 2.8 percent of that income on property taxes. The growth divide is the assessment risk. When a county's sales evidence increasingly comes from new subdivisions selling at coastal-market prices, the older, smaller homes in a town like Springfield can get swept along in the revaluation even though their actual buyers would never pay those numbers. That is a correctable error, but only on a deadline. Georgia's appeal clock runs 45 days from the date printed on the assessment notice, and the county is under no obligation to remind you.
Springfield Appeal Quick Facts
The median home in Springfield is valued at $196,000, and the typical homeowner pays about $1,734 per year in property tax (Census ACS 2024), based on Effingham County's 2.503% combined millage applied to 40% of fair market value after exemptions. That means the typical Springfield homeowner spends 2.75% of household income on property taxes alone. If Effingham County has overestimated your home's fair market value, you are paying more than you should. Georgia law guarantees that filing an appeal cannot increase your assessment, so there is no risk in checking. At $196,000, Springfield home values are 29% below the Effingham County median, 15% above Georgia's statewide median of $170,200, 38% below the national median of $318,000.
Check If Your Springfield Home Is Overassessed
In smaller communities like Springfield, finding comparable sales can be harder. Expand your search to other parts of Effingham County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Effingham County Property Tax Guide.
Based on a combined tax rate of 2.503%. Your actual rate may vary by tax district.
A 10% reduction on the median Springfield home ($196,000 down by $19,600) would save approximately $196 per year, or $588 over three years with the 299c value freeze.
At 2.75% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
Property tax appeals in Springfield are filed with the Effingham County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Effingham County Board of Assessors: 901 North Pine St., Suite 106, Springfield, GA 31329 | 912-754-2125 For the full appeal process and deadline details, see our Effingham County Property Tax Guide.
Based on 2024 American Community Survey estimates and Effingham County millage rates.