Springfield, GA Property Tax: Rates & How to Save (2026)
Springfield, GA property taxes: $1,734/year median. See rates, how to appeal in Effingham County, and check your savings.
Key Takeaways
Median home value: $196,000 in Springfield.Median annual tax bill: $1,734.Tax rate: Effingham County's combined rate is 2.503%.Appeals filed with: Effingham County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Springfield is the Effingham County seat, part of the greater Savannah metro area, where the median home value of roughly $196,000 comes in about 29% below the fast-growing county's median. If your assessment got swept up in Effingham's broader growth trends rather than reflecting your specific neighborhood, here's what to do.
Property Tax Rates in Springfield
Springfield property taxes are assessed and collected by Effingham County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Springfield home:
Fair Market Value (county assessment): $196,000
Assessed Value ($196,000 x 0.40): $78,400
Tax Rate (Effingham County combined rate): 2.503%
Annual Tax Bill ($78,400 x 2.503%): $1,962
The Census Bureau reports a median annual tax bill of $1,734 for Springfield, which reflects all levies including county, school, and city taxes.
How Springfield Compares
Springfield: $196,000
Effingham County: $276,000
Georgia (statewide): $170,200
Homes in Springfield are valued 29% below the Effingham County median. Lower values do not mean your assessment is automatically correct - overassessments happen at every price point. The median annual tax bill in Springfield ($1,734) is 20% above Georgia's statewide median of $1,439. Home values in Effingham County range from about $188,202 (25th percentile) to $374,881 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Springfield Property Tax
Property tax appeals in Springfield are handled by the Effingham County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 2.503%. Your actual rate may vary by tax district.
A 10% reduction on the median Springfield home ($196,000 down by $19,600) would save approximately $196 per year - or $588 over three years with the 299c freeze.
The median annual property tax bill in Springfield is $1,734, based on Census ACS 2024 data. Using Effingham County's millage rate of 2.503%, the computed tax on the median home ($196,000) is approximately $1,962.
Who do I contact to appeal my Springfield property tax?
Appeals are filed with the Effingham County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
Are Springfield homes undervalued compared to Effingham County?
Springfield's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How is my Springfield property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Springfield's median home ($196,000), the assessed value is $78,400. Multiply by Effingham County's millage rate of 2.503% to get your annual bill. In smaller communities like Springfield, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Springfield?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Effingham County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can I appeal if I just bought my Springfield home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.