Pelham, GA Property Tax: Rates & How to Save (2026)
Pelham, GA property taxes: $1,280/year median. See rates, how to appeal in Mitchell County, and check your savings.
Key Takeaways
Median home value: $93,800 in Pelham.Median annual tax bill: $1,280.Tax rate: Mitchell County's combined rate is 3.309%.Appeals filed with: Mitchell County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Pelham is a Mitchell County city in southwest Georgia with about 3,400 residents, where home values run roughly 12% below the county median. If your assessment seems high relative to what comparable homes in Pelham are actually selling for, this guide explains your options.
Property Tax Rates in Pelham
Pelham property taxes are assessed and collected by Mitchell County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Pelham home:
Fair Market Value (county assessment): $93,800
Assessed Value ($93,800 x 0.40): $37,520
Tax Rate (Mitchell County combined rate): 3.309%
Annual Tax Bill ($37,520 x 3.309%): $1,241
The Census Bureau reports a median annual tax bill of $1,280 for Pelham, which reflects all levies including county, school, and city taxes.
How Pelham Compares
Pelham: $93,800
Mitchell County: $106,000
Georgia (statewide): $170,200
Homes in Pelham are valued 12% below the Mitchell County median. The median annual tax bill in Pelham ($1,280) is 11% below Georgia's statewide median of $1,439. Home values in Mitchell County range from about $63,212 (25th percentile) to $215,296 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Pelham Property Tax
Property tax appeals in Pelham are handled by the Mitchell County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 3.309%. Your actual rate may vary by tax district.
A 10% reduction on the median Pelham home ($93,800 down by $9,380) would save approximately $124 per year - or $372 over three years with the 299c freeze.
The median annual property tax bill in Pelham is $1,280, based on Census ACS 2024 data. Using Mitchell County's millage rate of 3.309%, the computed tax on the median home ($93,800) is approximately $1,241.
Who do I contact to appeal my Pelham property tax?
Appeals are filed with the Mitchell County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Pelham property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Pelham's median home ($93,800), the assessed value is $37,520. Multiply by Mitchell County's millage rate of 3.309% to get your annual bill. Many Pelham homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Pelham?
Yes. Even a $132 per year overcharge (from a $10,000 overvaluation at Mitchell County's 3.309% rate) adds up to $396 over three years with the 299c freeze. The appeal is free to file and there is no risk of your assessment increasing.
Can I appeal if I just bought my Pelham home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.