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Morrow, GA: Is Your Property Tax Assessment Too High? (2026)

The median Morrow homeowner pays $1,713/year in property taxes. That is 2.32% of median household income. See how Morrow compares and check your savings potential.

Key Takeaways

  • Appeal deadline: Georgia law sets it at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.Median home value: $224,700 in Morrow.Median annual tax bill: $1,713.Tax burden: 2.32% of median household income in Morrow.Potential savings: ~$287/year from a 10% reduction, or $861 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions).Filed with: Clayton County Board of Assessors (not the city).Free to file: the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal.

Morrow packs a lot into a small footprint, with Clayton State University, the Southlake Mall retail corridor, and the National Archives at Atlanta all inside this Clayton County city of about 6,364 people. Housing here hews close to the county norm. The median Morrow home is worth around $224,700, almost exactly the Clayton County median of $222,300, and the typical household earns about $73,693, with property taxes claiming a comparatively moderate 2.3% of household income against Clayton's effective tax rate of about 1.28%. Moderate does not mean safe. Across Clayton County, home values run from roughly $156,226 at the 25th percentile to $294,008 at the 75th, a tight band that puts thousands of similar brick ranches and starter homes in front of the same appraisal staff. When homes look alike on paper, assessors tend to move values in blocks, and a neighborhood-wide increase can land on your house even if its condition, its lot, or its actual sale history says otherwise. Clayton County has also seen sharper swings in home values than most of metro Atlanta over the past fifteen years, and assessments that chased the market up have not always come back down when it cooled. The only person who will check whether your individual value is right is you. Compare the number on your annual notice with real sales of comparable Morrow homes, and if it looks inflated, file an appeal. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.

Morrow Appeal Quick Facts

Is your Morrow property tax assessment too high?

The median home in Morrow is valued at $224,700, and the typical homeowner pays about $1,713 per year in property tax (Census ACS 2024), based on Clayton County's 3.196% combined millage applied to 40% of fair market value after exemptions. That means the typical Morrow homeowner spends 2.32% of household income on property taxes alone. If Clayton County has overestimated your home's fair market value, you are paying more than you should. Filing is free, and the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal. At $224,700, Morrow home values are 1% above the Clayton County median, 32% above Georgia's statewide median of $170,200, 29% below the national median of $318,000.

Check If Your Morrow Home Is Overassessed

How does Morrow compare to other Clayton County cities?

Lovejoy leads Clayton County in home values, but your individual assessment could still be too high regardless of where Morrow falls in the county ranking.

What evidence matters for Morrow appeals?

In a mid-size city like Morrow, you should be able to find 3-5 comparable sales within Clayton County. Look for homes that sold in the last 12 months with similar square footage, age, and condition. If local sales are limited, expand your search to neighboring areas within the county. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Clayton County Property Tax Guide.

How much can you save in Morrow?

Based on a combined tax rate of 3.196%. Your actual rate may vary by tax district. Three-year figures are estimates and apply only if your value is reduced; you can then keep saving for up to three years, subject to the statutory exceptions.

A 10% reduction on the median Morrow home ($224,700 down by $22,470) would save approximately $287 per year, or $861 over three years (estimated, subject to the statutory exceptions) with the 299c value freeze.

At 2.32% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.

File your appeal through Clayton County

Property tax appeals in Morrow are filed with the Clayton County Board of Assessors. To appeal, submit a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.

Clayton County Board of Assessors: 121 South McDonough St., Jonesboro, GA 30236 | 770-477-3285 For the full appeal process and deadline details, see our Clayton County Property Tax Guide.

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Based on 2024 American Community Survey estimates and Clayton County millage rates.

Frequently Asked Questions

Is my Morrow property tax too high?
The median annual property tax bill in Morrow is $1,713 (Census ACS). If your assessed value is higher than what your home would actually sell for, you are paying more than that. Compare your assessed value to recent sales of comparable homes nearby.
Who do I contact to appeal my Morrow property tax?
Appeals are filed with the Clayton County Board of Assessors, not at the city level. File a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
How much of my income goes to property taxes in Morrow?
At the median, Morrow homeowners pay 2.32% of their household income ($73,693/year) in property taxes. That is a significant burden -- a successful appeal directly increases your take-home.
How do Morrow property taxes compare to Lovejoy?
Lovejoy leads Clayton County with a median home value of $265,100, compared to Morrow's $224,700. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Morrow property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Morrow's median home ($224,700), the assessed value is $89,880. Multiply by Clayton County's millage rate of 3.196% to get your annual bill. Many Morrow homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Morrow?
Yes. Even a $127 per year overcharge (from a $10,000 overvaluation at Clayton County's 3.196% rate) adds up to $381 over three years (estimated); if an appeal removes it, the 299c freeze can keep that saving for up to three years, subject to the statutory exceptions. The appeal is free to file, and the Board of Equalization cannot raise your value above the county assessors' figure, except on a value already frozen by an earlier appeal.
Can my property tax go up if I appeal?
Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.

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