Monroe, GA: Is Your Property Tax Assessment Too High? (2026)
By AppealAlly Team · Published
The median Monroe homeowner pays $2,282/year in property taxes. That is 5.11% of median household income. See how Monroe compares and check your savings potential.
Key Takeaways
Appeal deadline: Georgia law sets it at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.Median home value: $259,300 in Monroe.Median annual tax bill: $2,282.Tax burden: 5.11% of median household income in Monroe.Potential savings: ~$314/year from a 10% reduction, or $942 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions).Filed with: Walton County Board of Assessors (not the city).Free to file: the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal.
Monroe has been Walton County's seat for two centuries, and its courthouse square of restored storefronts along the Highway 78 corridor between Atlanta and Athens still works as the county's center of gravity. It is also where Walton's affordability question gets sharpest. The median Monroe home is worth about $259,300, roughly 24 percent below the countywide median of $339,500, but median household income in the city is just $44,656, and the typical homeowner ends up devoting about 5.1 percent of household income to property tax. That is an unusually heavy tax-to-income burden, the product of Walton's effective rate of about 1.21 percent landing on in-town incomes that have not kept pace with the county's growth. Across Walton County, home values range from roughly $231,316 at the 25th percentile to $449,546 at the 75th, pulled upward by new construction spreading out from the Loganville side of the county. For Monroe's 15,648 residents, that county-level appreciation is precisely the danger: when assessors apply countywide trends to older in-town neighborhoods, values can ratchet upward faster than actual Monroe sales justify, and every point of inflated valuation lands hardest where budgets are already tight. The defense is straightforward, compare the number on your notice with what has really sold on your street. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Monroe Appeal Quick Facts
Appeal Deadline: Georgia law sets it at 45 days from the date of the assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Median Home Value: $259,300 (-24% below Walton County median)
Median Annual Tax Bill: $2,282 (Census ACS 2024)
Tax Burden: 5.11% of median household income
Is your Monroe property tax assessment too high?
The median home in Monroe is valued at $259,300, and the typical homeowner pays about $2,282 per year in property tax (Census ACS 2024), based on Walton County's 3.033% combined millage applied to 40% of fair market value after exemptions. That means the typical Monroe homeowner spends 5.11% of household income on property taxes alone. Even though Monroe home values fall below the Walton County average, the tax burden here is significant relative to household income. A lower home value does not mean your assessment is automatically correct. Overassessments happen at every price point, and correcting one can meaningfully reduce your annual bill. At $259,300, Monroe home values are 24% below the Walton County median, 52% above Georgia's statewide median of $170,200, 18% below the national median of $318,000.
How does Monroe compare to other Walton County cities?
Loganville leads Walton County in home values, but your individual assessment could still be too high regardless of where Monroe falls in the county ranking.
What evidence matters for Monroe appeals?
With a population of 15,648, Monroe has plenty of recent sales to draw from. The strongest evidence is 3-5 comparable sales: homes similar to yours in size, age, and condition that sold recently for less than your assessed value. Focus on per-square-foot price comparisons and adjust for differences in lot size, condition, and amenities. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Walton County Property Tax Guide.
How much can you save in Monroe?
Based on a combined tax rate of 3.033%. Your actual rate may vary by tax district. Three-year figures are estimates and apply only if your value is reduced; you can then keep saving for up to three years, subject to the statutory exceptions.
A 10% reduction on the median Monroe home ($259,300 down by $25,930) would save approximately $315 per year, or $945 over three years (estimated, subject to the statutory exceptions) with the 299c value freeze.
At 5.11% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Walton County
Property tax appeals in Monroe are filed with the Walton County Board of Assessors. To appeal, submit a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Walton County Board of Assessors: 303 South Hammond Dr., Suite 109, Monroe, GA 30655 | 770-267-1352 For the full appeal process and deadline details, see our Walton County Property Tax Guide.
Based on 2024 American Community Survey estimates and Walton County millage rates.
Frequently Asked Questions
Is my Monroe property tax too high?
The median annual property tax bill in Monroe is $2,282 (Census ACS). If your assessed value is higher than what your home would actually sell for, you are paying more than that. Compare your assessed value to recent sales of comparable homes nearby.
Who do I contact to appeal my Monroe property tax?
Appeals are filed with the Walton County Board of Assessors, not at the city level. File a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
How much of my income goes to property taxes in Monroe?
At the median, Monroe homeowners pay 5.11% of their household income ($44,656/year) in property taxes. That is a significant burden -- a successful appeal directly increases your take-home.
Are Monroe homes undervalued compared to Walton County?
Monroe's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How do Monroe property taxes compare to Loganville?
Loganville leads Walton County with a median home value of $366,100, compared to Monroe's $259,300. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Monroe property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Monroe's median home ($259,300), the assessed value is $103,720. Multiply by Walton County's millage rate of 3.033% to get your annual bill. In growing cities like Monroe, reassessments often outpace actual market conditions -- compare your assessed value per square foot to recent closed sales within 1 mile of your home.
What evidence wins a property tax appeal in Monroe?
The strongest evidence is 3-5 comparable sales -- homes similar to yours in size, age, and condition that sold recently for less than your assessed value. In Monroe, there are typically enough recent sales to build a strong case. Focus on per-square-foot price comparisons and adjust for differences in lot size, condition, and amenities.
Can my property tax go up if I appeal?
Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.