Madison, GA Property Tax: Rates & How to Save (2026)
Madison, GA property taxes: $2,745/year median. See rates, how to appeal in Morgan County, and check your savings.
Key Takeaways
Median home value: $347,200 in Madison.Median annual tax bill: $2,745.Tax rate: Morgan County's combined rate is 2.350%.Appeals filed with: Morgan County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Madison is the Morgan County seat, known statewide for its well-preserved antebellum architecture, with home values around $347,000 that run slightly above the county median. Historic-district properties can be especially tricky to assess -- this guide helps you make sure yours is grounded in actual market data.
Property Tax Rates in Madison
Madison property taxes are assessed and collected by Morgan County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Madison home:
Fair Market Value (county assessment): $347,200
Assessed Value ($347,200 x 0.40): $138,880
Tax Rate (Morgan County combined rate): 2.350%
Annual Tax Bill ($138,880 x 2.350%): $3,263
The Census Bureau reports a median annual tax bill of $2,745 for Madison, which reflects all levies including county, school, and city taxes.
How Madison Compares
Madison: $347,200
Morgan County: $342,300
Georgia (statewide): $170,200
Homes in Madison are valued 1% above the Morgan County median. The median annual tax bill in Madison ($2,745) is 90% above Georgia's statewide median of $1,439. Home values in Morgan County range from about $189,153 (25th percentile) to $499,246 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Madison Property Tax
Property tax appeals in Madison are handled by the Morgan County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 2.350%. Your actual rate may vary by tax district.
A 10% reduction on the median Madison home ($347,200 down by $34,720) would save approximately $326 per year - or $978 over three years with the 299c freeze.
The median annual property tax bill in Madison is $2,745, based on Census ACS 2024 data. Using Morgan County's millage rate of 2.350%, the computed tax on the median home ($347,200) is approximately $3,263.
Who do I contact to appeal my Madison property tax?
Appeals are filed with the Morgan County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Madison property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Madison's median home ($347,200), the assessed value is $138,880. Multiply by Morgan County's millage rate of 2.350% to get your annual bill. Many Madison homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Madison?
Yes. Even a $94 per year overcharge (from a $10,000 overvaluation at Morgan County's 2.350% rate) adds up to $282 over three years with the 299c freeze. The appeal is free to file and there is no risk of your assessment increasing.
Why is my Madison property tax bill so high?
The median tax bill in Madison is $2,745 -- 90% above Georgia's statewide median of $1,439. This reflects both higher home values and Morgan County's combined millage rate. If your individual assessment is higher than what your home would actually sell for, you are paying even more than necessary.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.