Ludowici, GA Property Tax: Rates & How to Save (2026)
Ludowici, GA property taxes: $1,864/year median. See rates, how to appeal in Long County, and check your savings.
Key Takeaways
Median home value: $238,600 in Ludowici.Median annual tax bill: $1,864.Tax rate: Long County's combined rate is 3.070%.Appeals filed with: Long County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Ludowici is the Long County seat near Fort Stewart, where home values run about 9% above the county median. Military-adjacent markets can fluctuate in ways that assessors don't always track accurately, so it's worth verifying your number against recent local sales.
Property Tax Rates in Ludowici
Ludowici property taxes are assessed and collected by Long County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Ludowici home:
Fair Market Value (county assessment): $238,600
Assessed Value ($238,600 x 0.40): $95,440
Tax Rate (Long County combined rate): 3.070%
Annual Tax Bill ($95,440 x 3.070%): $2,930
The Census Bureau reports a median annual tax bill of $1,864 for Ludowici, which reflects all levies including county, school, and city taxes.
How Ludowici Compares
Ludowici: $238,600
Long County: $218,300
Georgia (statewide): $170,200
Homes in Ludowici are valued 9% above the Long County median. The median annual tax bill in Ludowici ($1,864) is 29% above Georgia's statewide median of $1,439. Home values in Long County range from about $124,617 (25th percentile) to $297,734 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Ludowici Property Tax
Property tax appeals in Ludowici are handled by the Long County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 3.070%. Your actual rate may vary by tax district.
A 10% reduction on the median Ludowici home ($238,600 down by $23,860) would save approximately $293 per year - or $879 over three years with the 299c freeze.
Frequently Asked Questions
How much is property tax in Ludowici, GA?
The median annual property tax bill in Ludowici is $1,864, based on Census ACS 2024 data. Using Long County's millage rate of 3.070%, the computed tax on the median home ($238,600) is approximately $2,930.
Who do I contact to appeal my Ludowici property tax?
Appeals are filed with the Long County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Ludowici property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Ludowici's median home ($238,600), the assessed value is $95,440. Multiply by Long County's millage rate of 3.070% to get your annual bill. In smaller communities like Ludowici, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Ludowici?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Long County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can I appeal if I just bought my Ludowici home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.