Louisville, GA Property Tax: Rates & How to Save (2026)
Louisville, GA property taxes: $973/year median. See rates, how to appeal in Jefferson County, and check your savings.
Key Takeaways
Median home value: $120,400 in Louisville.Median annual tax bill: $973.Tax rate: Jefferson County's combined rate is 3.018%.Appeals filed with: Jefferson County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Louisville is the Jefferson County seat and Georgia's former state capital, where the median home value of about $120,000 runs 14% above the county figure. This guide covers how to determine whether your assessment is fair and what steps to take if it isn't.
Property Tax Rates in Louisville
Louisville property taxes are assessed and collected by Jefferson County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Louisville home:
Fair Market Value (county assessment): $120,400
Assessed Value ($120,400 x 0.40): $48,160
Tax Rate (Jefferson County combined rate): 3.018%
Annual Tax Bill ($48,160 x 3.018%): $1,453
The Census Bureau reports a median annual tax bill of $973 for Louisville, which reflects all levies including county, school, and city taxes.
How Louisville Compares
Louisville: $120,400
Jefferson County: $105,400
Georgia (statewide): $170,200
Homes in Louisville are valued 14% above the Jefferson County median. The median annual tax bill in Louisville ($973) is 32% below Georgia's statewide median of $1,439. Home values in Jefferson County range from about $68,050 (25th percentile) to $195,252 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Louisville Property Tax
Property tax appeals in Louisville are handled by the Jefferson County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 3.018%. Your actual rate may vary by tax district.
A 10% reduction on the median Louisville home ($120,400 down by $12,040) would save approximately $145 per year - or $435 over three years with the 299c freeze.
The median annual property tax bill in Louisville is $973, based on Census ACS 2024 data. Using Jefferson County's millage rate of 3.018%, the computed tax on the median home ($120,400) is approximately $1,453.
Who do I contact to appeal my Louisville property tax?
Appeals are filed with the Jefferson County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Louisville property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Louisville's median home ($120,400), the assessed value is $48,160. Multiply by Jefferson County's millage rate of 3.018% to get your annual bill. In smaller communities like Louisville, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Louisville?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Jefferson County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Are property taxes lower in Louisville than the Georgia average?
Louisville's median annual tax bill of $973 is 32% below the statewide median of $1,439. Lower taxes do not mean your assessment is correct -- the county can still overvalue your specific property. If comparable homes in your area have sold for less than your assessed value, you have grounds to appeal.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.