Louisville, GA: Is Your Property Tax Assessment Too High? (2026)
The median Louisville homeowner pays $973/year in property taxes. That is 1.95% of median household income. See how Louisville compares and check your savings potential.
Key Takeaways
Appeal deadline: 45 days from your assessment notice date - strictly enforced.Median home value: $120,400 in Louisville.Median annual tax bill: $973.Tax burden: 1.95% of median household income in Louisville.Potential savings: ~$145/year from a 10% reduction, or $435 over 3 years with the 299c freeze.Filed with: Jefferson County Board of Assessors (not the city).No risk: Georgia law guarantees your assessment cannot increase from filing an appeal.
Louisville is the Jefferson County seat and Georgia's former state capital, where the median home value of about $120,000 runs 14% above the county figure. This guide covers how to determine whether your assessment is fair and what steps to take if it isn't.
Louisville Appeal Quick Facts
Appeal Deadline: 45 days from the date of the assessment notice
Median Home Value: $120,400 (14% above Jefferson County median)
Estimated Annual Tax Bill: $973
Tax Burden: 1.95% of median household income
Is your Louisville property tax assessment too high?
The median home in Louisville is valued at $120,400, producing an estimated annual tax bill of $1,453 at Jefferson County's 3.018% combined rate. That means the typical Louisville homeowner spends 1.95% of household income on property taxes alone. If Jefferson County has overestimated your home's fair market value, you are paying more than you should. Georgia law guarantees that filing an appeal cannot increase your assessment, so there is no risk in checking. At $120,400, Louisville home values are 14% above the Jefferson County median, 29% below Georgia's statewide median of $170,200, 62% below the national median of $318,000.
How does Louisville compare to other Jefferson County cities?
Wrens leads Jefferson County in home values, but your individual assessment could still be too high regardless of where Louisville falls in the county ranking.
What evidence matters for Louisville appeals?
In smaller communities like Louisville, finding comparable sales can be harder. Expand your search to other parts of Jefferson County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Jefferson County Property Tax Guide.
How much can you save in Louisville?
Based on a combined tax rate of 3.018%. Your actual rate may vary by tax district.
A 10% reduction on the median Louisville home ($120,400 down by $12,040) would save approximately $145 per year, or $435 over three years with the 299c value freeze.
At 1.95% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Jefferson County
Property tax appeals in Louisville are filed with the Jefferson County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Jefferson County Board of Assessors: 217 East Broad St., Louisville, GA 30434 | 478-625-4012 For the full appeal process and deadline details, see our Jefferson County Property Tax Guide.
Based on 2024 American Community Survey estimates and Jefferson County millage rates.
Frequently Asked Questions
Is my Louisville property tax too high?
The median annual property tax bill in Louisville is $973. Using Jefferson County's millage rate of 3.018%, the computed tax on the median home ($120,400) is approximately $1,453. If your assessed value is higher than what your home would actually sell for, you are overpaying.
Who do I contact to appeal my Louisville property tax?
Appeals are filed with the Jefferson County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How much of my income goes to property taxes in Louisville?
At the median, Louisville homeowners pay 1.95% of their household income ($49,821/year) in property taxes. Reducing your assessment through an appeal lowers that share and increases your take-home.
How do Louisville property taxes compare to Wrens?
Wrens leads Jefferson County with a median home value of $123,400, compared to Louisville's $120,400. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Louisville property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Louisville's median home ($120,400), the assessed value is $48,160. Multiply by Jefferson County's millage rate of 3.018% to get your annual bill. In smaller communities like Louisville, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Louisville?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Jefferson County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.