Louisville, GA: Is Your Property Tax Assessment Too High? (2026)
By AppealAlly Team · Published
The median Louisville homeowner pays $973/year in property taxes. That is 1.95% of median household income. See how Louisville compares and check your savings potential.
Key Takeaways
Appeal deadline: Georgia law sets it at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.Median home value: $120,400 in Louisville.Median annual tax bill: $973.Tax burden: 1.95% of median household income in Louisville.Potential savings: ~$145/year from a 10% reduction, or $435 over 3 years with the 299c freeze (estimated, subject to the statutory exceptions).Filed with: Jefferson County Board of Assessors (not the city).Free to file: the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal.
Louisville Appeal Quick Facts
Appeal Deadline: Georgia law sets it at 45 days from the date of the assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Median Home Value: $120,400 (14% above Jefferson County median)
Median Annual Tax Bill: $973 (Census ACS 2024)
Tax Burden: 1.95% of median household income
Is your Louisville property tax assessment too high?
The median home in Louisville is valued at $120,400, and the typical homeowner pays about $973 per year in property tax (Census ACS 2024), based on Jefferson County's 3.018% combined millage applied to 40% of fair market value after exemptions. That means the typical Louisville homeowner spends 1.95% of household income on property taxes alone. If Jefferson County has overestimated your home's fair market value, you are paying more than you should. Filing is free, and the Board of Equalization can lower your value but cannot raise it above the county assessors' figure, except on a value already frozen by an earlier appeal. At $120,400, Louisville home values are 14% above the Jefferson County median, 29% below Georgia's statewide median of $170,200, 62% below the national median of $318,000.
How does Louisville compare to other Jefferson County cities?
What evidence matters for Louisville appeals?
In smaller communities like Louisville, finding comparable sales can be harder. Expand your search to other parts of Jefferson County. The Board of Equalization understands limited inventory in small towns. Focus on homes with similar square footage and condition, even if they are several miles away. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Jefferson County Property Tax Guide.
How much can you save in Louisville?
Based on a combined tax rate of 3.018%. Your actual rate may vary by tax district. Three-year figures are estimates and apply only if your value is reduced; you can then keep saving for up to three years, subject to the statutory exceptions.
A 10% reduction on the median Louisville home ($120,400 down by $12,040) would save approximately $145 per year, or $435 over three years (estimated, subject to the statutory exceptions) with the 299c value freeze.
At 1.95% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Jefferson County
Property tax appeals in Louisville are filed with the Jefferson County Board of Assessors. To appeal, submit a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
Jefferson County Board of Assessors: 217 East Broad St., Louisville, GA 30434 | 478-625-4012 For the full appeal process and deadline details, see our Jefferson County Property Tax Guide.
Based on 2024 American Community Survey estimates and Jefferson County millage rates.
Frequently Asked Questions
Is my Louisville property tax too high?
The median annual property tax bill in Louisville is $973 (Census ACS). If your assessed value is higher than what your home would actually sell for, you are paying more than that. Compare your assessed value to recent sales of comparable homes nearby.
Who do I contact to appeal my Louisville property tax?
Appeals are filed with the Jefferson County Board of Assessors, not at the city level. File a PT-311A form. Georgia law sets the appeal deadline at 45 days from the date of your assessment notice. The date printed on your notice controls. Confirm with your county before you file.
How much of my income goes to property taxes in Louisville?
At the median, Louisville homeowners pay 1.95% of their household income ($49,821/year) in property taxes. Reducing your assessment through an appeal lowers that share and increases your take-home.
How is my Louisville property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Louisville's median home ($120,400), the assessed value is $48,160. Multiply by Jefferson County's millage rate of 3.018% to get your annual bill. In smaller communities like Louisville, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Louisville?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Jefferson County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Can my property tax go up if I appeal?
Losing at the Board of Equalization cannot raise your value, with one exception. Under O.C.G.A. § 48-5-311(e)(9), the Board of Equalization, a hearing officer, or an arbitrator can lower your value but cannot raise it above the value the county assessors set. The exception is a value already frozen by an earlier appeal: on an appeal filed while that freeze is in effect, the Board is not capped and could raise the value. That limit applies to the deciding body; the county assessors can still make changes or corrections to your value when they review your appeal.