Henderson, GA Property Tax: Rates & How to Save (2026)
Henderson, GA property taxes: $2,625/year median. See rates, how to appeal in Chatham County, and check your savings.
Key Takeaways
Median home value: $341,600 in Henderson.Median annual tax bill: $2,625.Tax rate: Chatham County's combined rate is 3.371%.Appeals filed with: Chatham County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Henderson is a Chatham County community near Savannah where home values average around $342,000 -- about 13% above the county median. Higher values mean higher stakes on your tax bill, so it pays to verify your assessment against actual neighborhood sales.
Property Tax Rates in Henderson
Henderson property taxes are assessed and collected by Chatham County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Henderson home:
Fair Market Value (county assessment): $341,600
Assessed Value ($341,600 x 0.40): $136,640
Tax Rate (Chatham County combined rate): 3.371%
Annual Tax Bill ($136,640 x 3.371%): $4,606
The Census Bureau reports a median annual tax bill of $2,625 for Henderson, which reflects all levies including county, school, and city taxes.
How Henderson Compares
Henderson: $341,600
Chatham County: $302,700
Georgia (statewide): $170,200
Homes in Henderson are valued 13% above the Chatham County median. The median annual tax bill in Henderson ($2,625) is 82% above Georgia's statewide median of $1,439. Home values in Chatham County range from about $195,435 (25th percentile) to $472,409 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Henderson Property Tax
Property tax appeals in Henderson are handled by the Chatham County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 3.371%. Your actual rate may vary by tax district.
A 10% reduction on the median Henderson home ($341,600 down by $34,160) would save approximately $461 per year - or $1,383 over three years with the 299c freeze.
The median annual property tax bill in Henderson is $2,625, based on Census ACS 2024 data. Using Chatham County's millage rate of 3.371%, the computed tax on the median home ($341,600) is approximately $4,606.
Who do I contact to appeal my Henderson property tax?
Appeals are filed with the Chatham County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How is my Henderson property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Henderson's median home ($341,600), the assessed value is $136,640. Multiply by Chatham County's millage rate of 3.371% to get your annual bill. In smaller communities like Henderson, the county may rely on limited data to set your value. If your home is unique or the comparable sales used are a poor match, there is a good chance your assessment is off.
What if there are few comparable sales near Henderson?
In smaller communities, finding 3-5 recent sales of similar homes can be difficult. Expand your search to other parts of Chatham County -- the BOE panel understands limited inventory in small towns. Look for homes with similar square footage, lot size, and condition even if they are several miles away.
Why is my Henderson property tax bill so high?
The median tax bill in Henderson is $2,625 -- 82% above Georgia's statewide median of $1,439. This reflects both higher home values and Chatham County's combined millage rate. If your individual assessment is higher than what your home would actually sell for, you are paying even more than necessary.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.