Cedartown, GA Property Tax: Rates & How to Save (2026)
Cedartown, GA property taxes: $1,347/year median. See rates, how to appeal in Polk County, and check your savings.
Key Takeaways
Median home value: $147,200 in Cedartown.Median annual tax bill: $1,347.Tax rate: Polk County's combined rate is 2.769%.Appeals filed with: Polk County Board of Assessors (not the city).Appeal deadline: 45 days from your assessment notice date.
Cedartown is the Polk County seat west of Atlanta, with a population around 10,200 and home values that run about 22% below the county median. If your assessment doesn't reflect Cedartown's local market, you could be subsidizing higher-value areas elsewhere in the county.
Property Tax Rates in Cedartown
Cedartown property taxes are assessed and collected by Polk County. Georgia assesses all property at 40% of fair market value.
Here is how the tax math works for the median Cedartown home:
Fair Market Value (county assessment): $147,200
Assessed Value ($147,200 x 0.40): $58,880
Tax Rate (Polk County combined rate): 2.769%
Annual Tax Bill ($58,880 x 2.769%): $1,630
The Census Bureau reports a median annual tax bill of $1,347 for Cedartown, which reflects all levies including county, school, and city taxes.
How Cedartown Compares
Cedartown: $147,200
Polk County: $187,600
Georgia (statewide): $170,200
Homes in Cedartown are valued 22% below the Polk County median. Lower values do not mean your assessment is automatically correct - overassessments happen at every price point. The median annual tax bill in Cedartown ($1,347) is 6% below Georgia's statewide median of $1,439. Home values in Polk County range from about $97,632 (25th percentile) to $273,562 (75th percentile), so your appeal savings depend heavily on where your home falls in that range.
How to Appeal Your Cedartown Property Tax
Property tax appeals in Cedartown are handled by the Polk County Board of Assessors. You have 45 days from the date of the assessment notice to file using the PT-311A form.
Based on a combined tax rate of 2.769%. Your actual rate may vary by tax district.
A 10% reduction on the median Cedartown home ($147,200 down by $14,720) would save approximately $163 per year - or $489 over three years with the 299c freeze.
The median annual property tax bill in Cedartown is $1,347, based on Census ACS 2024 data. Using Polk County's millage rate of 2.769%, the computed tax on the median home ($147,200) is approximately $1,630.
Who do I contact to appeal my Cedartown property tax?
Appeals are filed with the Polk County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
Are Cedartown homes undervalued compared to Polk County?
Cedartown's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How is my Cedartown property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Cedartown's median home ($147,200), the assessed value is $58,880. Multiply by Polk County's millage rate of 2.769% to get your annual bill. Many Cedartown homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Cedartown?
Yes. Even a $110 per year overcharge (from a $10,000 overvaluation at Polk County's 2.769% rate) adds up to $330 over three years with the 299c freeze. The appeal is free to file and there is no risk of your assessment increasing.
Can I appeal if I just bought my Cedartown home?
Yes. If you paid less than the county's assessed fair market value, your purchase price is strong evidence of overassessment. If you paid more, the county may eventually reassess upward -- but they cannot do so just because you appealed. Either way, you should compare your assessed value to what similar nearby homes actually sold for.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.