Cedartown, GA: Is Your Property Tax Assessment Too High? (2026)
The median Cedartown homeowner pays $1,347/year in property taxes. That is 3.88% of median household income. See how Cedartown compares and check your savings potential.
Key Takeaways
Appeal deadline: 45 days from your assessment notice date - strictly enforced.Median home value: $147,200 in Cedartown.Median annual tax bill: $1,347.Tax burden: 3.88% of median household income in Cedartown.Potential savings: ~$163/year from a 10% reduction, or $489 over 3 years with the 299c freeze.Filed with: Polk County Board of Assessors (not the city).No risk: Georgia law guarantees your assessment cannot increase from filing an appeal.
Cedartown is the Polk County seat west of Atlanta, with a population around 10,200 and home values that run about 22% below the county median. If your assessment doesn't reflect Cedartown's local market, you could be subsidizing higher-value areas elsewhere in the county.
Cedartown Appeal Quick Facts
Appeal Deadline: 45 days from the date of the assessment notice
Median Home Value: $147,200 (-22% below Polk County median)
Estimated Annual Tax Bill: $1,347
Tax Burden: 3.88% of median household income
Is your Cedartown property tax assessment too high?
The median home in Cedartown is valued at $147,200, producing an estimated annual tax bill of $1,630 at Polk County's 2.769% combined rate. That means the typical Cedartown homeowner spends 3.88% of household income on property taxes alone. Even though Cedartown home values fall below the Polk County average, the tax burden here is significant relative to household income. A lower home value does not mean your assessment is automatically correct. Overassessments happen at every price point, and correcting one can meaningfully reduce your annual bill. At $147,200, Cedartown home values are 22% below the Polk County median, 13% below Georgia's statewide median of $170,200, 53% below the national median of $318,000.
How does Cedartown compare to other Polk County cities?
Rockmart leads Polk County in home values, but your individual assessment could still be too high regardless of where Cedartown falls in the county ranking.
What evidence matters for Cedartown appeals?
In a mid-size city like Cedartown, you should be able to find 3-5 comparable sales within Polk County. Look for homes that sold in the last 12 months with similar square footage, age, and condition. If local sales are limited, expand your search to neighboring areas within the county. For the full evidence strategy, exemption details, and step-by-step filing instructions, see our Polk County Property Tax Guide.
How much can you save in Cedartown?
Based on a combined tax rate of 2.769%. Your actual rate may vary by tax district.
A 10% reduction on the median Cedartown home ($147,200 down by $14,720) would save approximately $163 per year, or $489 over three years with the 299c value freeze.
At 3.88% of household income, even a modest reduction in your assessed value makes a real difference in your annual budget.
File your appeal through Polk County
Property tax appeals in Cedartown are filed with the Polk County Board of Assessors. You have 45 days from the date of your assessment notice to submit a PT-311A form.
Polk County Board of Assessors: 144 West Ave., Suite F, Cedartown, GA 30125 | 770-749-2108 For the full appeal process and deadline details, see our Polk County Property Tax Guide.
Based on 2024 American Community Survey estimates and Polk County millage rates.
Frequently Asked Questions
Is my Cedartown property tax too high?
The median annual property tax bill in Cedartown is $1,347. Using Polk County's millage rate of 2.769%, the computed tax on the median home ($147,200) is approximately $1,630. If your assessed value is higher than what your home would actually sell for, you are overpaying.
Who do I contact to appeal my Cedartown property tax?
Appeals are filed with the Polk County Board of Assessors, not at the city level. File a PT-311A form within 45 days of your assessment notice.
How much of my income goes to property taxes in Cedartown?
At the median, Cedartown homeowners pay 3.88% of their household income ($34,754/year) in property taxes. That is a significant burden -- a successful appeal directly increases your take-home.
Are Cedartown homes undervalued compared to Polk County?
Cedartown's lower median does not mean the county's assessment of your specific home is correct. Overassessments happen at every price point. Compare your assessed value per square foot to actual recent sales of similar homes nearby.
How do Cedartown property taxes compare to Rockmart?
Rockmart leads Polk County with a median home value of $201,700, compared to Cedartown's $147,200. But a lower county ranking does not mean your individual home is correctly assessed -- overassessments happen at every price point.
How is my Cedartown property tax bill calculated?
Georgia taxes property at 40% of fair market value. For Cedartown's median home ($147,200), the assessed value is $58,880. Multiply by Polk County's millage rate of 2.769% to get your annual bill. Many Cedartown homeowners find that assessed values have climbed faster than actual sale prices. Comparing your value to 3-5 recent sales of similar homes is the quickest way to spot an overassessment.
Is it worth appealing a small overvaluation in Cedartown?
Yes. Even a $110 per year overcharge (from a $10,000 overvaluation at Polk County's 2.769% rate) adds up to $330 over three years with the 299c freeze. The appeal is free to file and there is no risk of your assessment increasing.
Can my property tax go up if I appeal?
No. Georgia law (O.C.G.A. § 48-5-311) protects you: the county cannot raise your assessed value above what they originally set just because you filed an appeal. The Board of Equalization only rules on the disputed value. Worst case, your appeal is denied and you keep your current assessment -- your taxes will not increase as a result of appealing.